The cost of modern communication continue to decline because of

increased usage and competition

Explanation:

This tends to continue to happen due to increased usage and competition in the market. Competition forces the companies in said market to lower their prices in order to convince potential customers to buy from them. Due to this lowered cost demand keeps going up as more and more individuals buy these products. This large demand allows the markets to continue competing by lowering prices and still be profitable.

answer; /// i believe that the correct answer is ///making it easy to work with the organization;

month 1 start amount =$3287.90 interest=(3287.90x0.0145/12)3.97 total to pay=$3291.81 paid =$1200 balance =$2,091.87

month 2 starting amount= $2,091.87 interest =$25.28 total to pay =$2117.15 paid =$1200 balance $917.15

month 3 starting amount =$917.15 interest =$11.08 total to pay =$928.23 paid =$928.23 balance =$0 total to pay 1200+1200+928.23 = $3328.23 it will take 3 months to pay a total of $3328.23