Step 1: Identify your income. What money do you have coming in? Step 2: Identify expenses, both fixed (non-changeable, such as rent or cable) and variable (may change, such as food and entertainment). Step 3: Determine your savings or debt. What's left over when you deduct total expenses from total income?
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Step 1: Identify your income. What money do you have coming in? Step 2: Identify expenses, both fixe...
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