The term used to describe the degree to which tasks in an organization are subdivided into separate jobs is called .

work specialization

Explanation:

The term being described is known as work specialization. This term, also known as division of labor, is mainly used by companies in order to divide a large job position into smaller, single tasks that can be completed by one individual. The individual that is given such a task is trained thoroughly in order for them to become a specialist in that task and output more precise workloads.

answerjointly by the fed and by the behavior of individuals who hold money and of banks in which money is held;