Which of the following would count as a SMART (specific, measurable, attainable, realistic, and timely) goal for a 21-year-old recent college graduate with a degree in Accounting? She has about $30,000 in student loans after attending college for 4 years

Note:

I was unable to find the complete question. The only thing I accessed successfully was the solution of the question.

Reduce student loan balances by $12,000 within 5 years by making extra payments of $200 each month.

Explanation:

The reason is that the reduction in the student loan is:

Specific as it addresses about the solution of the plan which in this case is paying extra $200 each month.

Measurable as the student loan reduction is by $12,000, time duration and the extra payment is also measurable.

Attainable as the each month extra payment of $200 is not large amount.

Realistic as the reduction by $12,000 is computed on appropriate grounds ($200 per month * 12 month * 5 years).

Timely as the achievement duration of the goal set is 5 years.

Hence the goal is SMART.

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