Matt is planning to buy a house. Before seeking a mortgage loan, he orders a copy of his credit report. Matt can get: a) one copy a year for about $30 b) one free copy a year c) free copies whenever he likes

b. One free copy a year.

Explanation:

Before seeking mortgage loan to buy a house, it is important to request for a copy of credit report, which shows status about repayment history and credit accounts. This report is usually free and an intending borrower could request for one free copy a year.

The report shows history of loans obtained elsewhere and how often repayment is made, which comes at no cost to the requester.

Lending institutions always decide whether or not to grant mortgage loan to an intending borrower base on the information(credit history) as contained in the credit report, hence the better the credit history, the higher the chances of getting a good interest rate on the mortgage loan.

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