Which of the following is a disadvantage of using phone cards, debit cards, electronic transfers, and ATM cards? a.
Consumers can make purchases without of writing check
b.
They expose consumers to greater likelihood of identity theft
c.
They slow down the economy's recovery
d.
They decrease availability of currency in the economy

(a) when insurance is obtained through a reciprocal insurer, the insureds are sharing the risk of loss with other subscribers of that reciprocal.

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answer; marketing resource management;