Henry is having trouble paying his rent and making minimum payments on loans and credit cards. Which should he consider? Check all that apply.

1) Apply for a larger loan at a different bank.

2) Create a budget to track income and expenses.

3) Apply for a credit card to pay for his other expenses.

4) Make less than the minimum payments on his loans and credit cards.

5) Talk to a consumer credit counseling service.

Following is stanley black & decker’s income statement for 2016 (in millions): stanley black & decker, inc. income statement for the year ended december 31, 2016 ($ millions) sales $11,406.9 cost of goods sold 7,139.7 gross profit $ 4,267.2 selling, general and administrative expenses 2,602.0 other operating expenses 268.2 operating income 1,397.0 interest and other nonoperating expenses 171.3 income before income tax 1,225.7 income tax expense 261.2 net income $ 964.5 compute stanley black & decker’s gross profit margin.

For each example identify the most appropriate ctso

Is exploiting a distinctive competence or improving efficiency for competitive advantage. (a) cooptation (b) coalition (c) competitive intelligence (d) competitive aggression (e) smoothing