A creditworthiness score that, like the regular FICO score, has a scale of 300-850, but is based on non traditional accounting and financial information sources and is designed for young persons, new immigrants, or others without a traditional credit history.

FICO Expansion Score

Explanation:

FICO Expansion Score is a  new reporting model widely used by financial institutions in deciding whether to lend money or issue credit to consumers or  individuals without a traditional credit score. The  normal FICO scores range between 300 and 850  with 850 as the best  achievable score. Scores above 650 indicate a very good credit history while scores below 620 and can be used for the FICO expansion score.

Since individuals are without  a traditional credit score it will  based their credit history such as credit cards and loan payments from data such Your checking account , Utility and Rent Payments , Pay day loans checking , installment purchase plans  etc.

FICO expansion score is widely used by Students , Young Adults , The recently divorced , Immigrants and new Residents etc .

it is necessary for people generally to know their creditworthiness so as to be able to obtain financial help when necessary  and to ensure to always achieving a high FICO score by  maintaining an excellent payment history and having credit accounts.

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