Although most international business is conducted in English, levels of comprehension can vary. How can you enhance your oral communication skills in international environments? Check all that apply.

a) Speak loudly. b) Assign blame. c) Observe eye messages. d) Discourage feedback. e) Smile when appropriate. f) Listen without interrupting. g) Check frequently for comprehension.

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.