50 points
Katy wants to invest early in her life. She decides to save some amount every month to invest in shares. To save a specific amount every month, Katy must create a personal budget. How can Katy determine if she has surplus to invest in shares?
A. Calculate total expenses and then subtract the average income derived from all sources.
B. Calculate total income derived from one regular source and then add the average expense to it.
C. Calculate total income derived from one regular source and then subtract all expenses from it.
D. Calculate total income derived from all sources and then subtract the average expense from it.
E. Calculate total expense and then divide the average income derived from all the sources.

Create a list of five action verbs you might use on a job application to describe skills and/or work history. here are some examples: (organized, produced, selected, coordinated, contributed). find five other than the examples.

On february 10, 2014, after issuance of its financial statements for 2013, higgins company entered into a financing agreement with cleveland bank, allowing higgins company to borrow up to $6,000,000 at any time through 2016. amounts borrowed under the agreement bear interest at 2% above the bank's prime interest rate and mature two years from the date of loan. higgins company presently has $2,250,000 of notes payable with star national bank maturing march 15, 2014. the company intends to borrow $3,750,000 under the agreement with cleveland and liquidate the notes payable to star national bank. the agreement with cleveland also requires higgins to maintain a working capital level of $9,000,000 and prohibits the payment of dividends on common stock without prior approval by cleveland bank. from the above information only, the total short-term debt of higgins company as of the december 31, 2013 balance sheet date is

Why do you think researchers chose to begin with cigarette smokers opposed to other types of addiction ?