8) Which of the following may be a feature of some credit cards?
A) Cosigner
B) Lower interest rates than credit unions
C) Cash advances
D) No minimum monthly payment

The correct answers are letters "A" and "C": Cosigner; Cash advances.

Explanation:

People with negative or poor credit history find it difficult to obtain credit directly. Most financial institutions may require them to include a cosigner in the application so the credit could be approved. The cosigner must be a person with good credit history and becomes legally responsible for the debt if the primary account holder is not able to make the payment.

Cash advances are provided as a feature in credit cards usually up to the credit limit of the customer or a percentage of it determined by the bank issuing the credit card.

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