What are potential problems with having a staffing process in which vacancies were filled (1) on a lottery basis from among job applicants, or (2) on a first come-first hired basis among job applicants?

i think it is sales-oriented, but i am not sure

answer; that person may have a larger tax bill to pay on income taxes;

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.