Lindsey’s auto-insurance company issued her a policy that required the installation of a devise that monitors her driving habits. Lindsey is confused because she had never gotten into an accident before she bought the insurance. The insurance company is protecting itself against:

a. Adverse selection

b. Moral hazard

c. Bad drivers

d. None of the above

b.Moral hazard

The insurance company is taking precautions against moral hazard, therefore they want to monitor their driving habit

Explanation:

Moral hazard is the type of hazard that occurs when a party Intentional gets careless or exposes them selves to risk because someone else is liable to bear the risk of whatever comes out of their actions. It occurs when the parties involved does not have complete information about one another.

answer: a. the kind of population living in your neighbourhood.

the census explorer data tool by the us census bureau allows the user to zoom in on any neighbourhood within the united states and find the kind of people residing in that by race and age.  

the tool needs to needs to be used twice – once in order to find what type of people reside in a neighbourhood, and then to see the age groups of the people in the same neighbourhood.

answer; ///deficit;