Roger has just opened today a savings account paying 4 percent interest, compounded annually. The savings account will be worth $25,000 in 4 years. He does not plan on putting any more money in this account or taking out any amount from the account.

Pick the correct statement related to Roger's savings from below.

a. Roger will earn the same amount of interest each year for four years.
b. Roger will earn simple interest on his savings every year for four years.
c. Roger could have deposited less money today and still had $25,000 in four years if the account paid a higher rate of interest.
d. Roger has an account currently valued at $25,000.
e. Roger could earn more interest on this account if the interest earnings were withdrawn annually.