What does it mean to have “prime credit”?

You pose the most risk to lenders

You have a credit score of 720 or above

You have a credit card with an Amazon Prime account

You have a credit score below 400

The correct answer is letter "B": You have a credit score of 720 or above.

Explanation:

Prime credit refers to the rating individuals have according to their credit report by which individuals are close to a super-prime score. In other words, it means financial institutions consider you as a less risky borrower and are likely to approve your loan applications.  

Credit bureaus tend to score individuals from 300 to 850. The highest the score, the better your credit rating. Thus, if a credit rating is closed to 720 points it is likely to be considered prime credit.

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