The U. S. government has established protections for monies placed into banks in order encourage to people to
1. buy stocks
2. go to college
3. purchase vehicles
4. save money

4. save money

Explanation:

The reason why the U.S. government has established protections for monies placed into banks is to encourage people to have more trust in commercial banks, hence having the confidence to save more.

A lot of people are victims when banks fold up and their investment and savings are irrecoverable. This brings about the protection of customers savings in banks.

The answer is 4. To save money.

Explanation:

There is a reason behind government encouragement of public savings. Savings has a direct relationship with investments. More money saved means more local funds are available in the economy to invest.

Moreover, when the individual savings are up and high, the need for social security gets decreased as well.

answer; intellectual property protection;