With a , the bank serves both as the drawer and the drawee. the most common type of negotiable instrument is a(n) .

With a CASHIER'S CHECK, the bank serves both as the drawer and the drawee. The most common type of negotiable instrument is a(n) PROMISSORY NOTE.

Explanation:

A cashier's check is a negotiable instrument because it is in writing, it is an unconditional order to pay, it is signed by the bank (the drawer), it orders the bank (the drawee) to pay a certain specified amount of money to the bearer of the check.

A promissory note is a signed document that promises an unconditional payment to a specific individual or legal entity (business). A promissory note can include a specific date for the payment or the payment can be made on demand.

multiculturalism is a particular subject of debate in certain european nations that are associated with the idea of a single nation within their country. critics of multiculturalism may argue against cultural integration of different ethnic and cultural groups to the existing laws and values of the country.

so yes, multiculturalism can (and usually does) result in the host country/continent losing its culture, identity and linguistics, especially due to the raw numbers of demographic transitions.

explanation:

the answer is 10c + 6b = 32

step-by-step explanation: