In the context of attribution theory, which of the following best illustrates a stable cause of behavior? multiple choice

a. a company lays off 10 employees because of economic downturn.
b. a woman, who loves children, breaks up with her boyfriend because he does not want children of his own.
c. a college student is unhappy during the first semester because he is finding his classes difficult.
d. a family is rendered homeless after a tornado destroys their home.

Overspeculation and a decrease in consumer confidence are both leading factors of: ?

Jamie is saving for a trip to europe. she has an existing savings account that earns 3 percent annual interest and has a current balance of $4,200. jamie doesn’t want to use her current savings for vacation, so she decides to borrow the $1,600 she needs for travel expenses. she will repay the loan in exactly one year. the annual interest rate is 6 percent. a. if jamie were to withdraw the $1,600 from her savings account to finance the trip, how much interest would she forgo? .b. if jamie borrows the $1,600 how much will she pay in interest? c. how much does the trip cost her if she borrows rather than dip into her savings?

What impact might an economic downturn have on a borrower’s fixed-rate mortgage? a. it might cause a borrower’s payments to go up. b. it might cause a borrower’s payments to go down. c. it has no impact because a fixed-rate mortgage cannot change. d. it has no impact because the economy does not affect interest rates.