In 2019, nina contributes 10 percent of her $100,000 annual salary to her 401(k) account. she expects to earn a 7 percent before-tax rate of return. assuming she leaves this (and any employer contributions) in the account until she retires in 25 years, what is nina’s after-tax accumulation from her 2019 contributions to her 401(k) account?

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.

answer; /// the above statement is (true);

answer; societal marketing;

answer; the landlord can sue the renter,and the renter loses the security deposit;