In an article in the wall street journal, kevin brady, a member of congress from texas, stated, "to get congress to pass the federal reserve act [in 1913, president woodrow] wilson had to retain the support lawmakers while convincing southern and western democrats that legislation would create a [single] central bank. wilson's ingenious solution was federalism." source: kevin brady, "how the fed's east coast title warps monetary policy," wall street journal, june 4, 2015. when congressman brady stated that woodrow wilson used "federalism" to convince congress to pass the federal reserve act, he meant that a. wilson created a federal reserve system composed of 12 district banks under the supervision of a board in washington. b. wilson deceived congress because there is one central federal bank system. c. the federal reserve act was a federal law. d. wilson persuaded congress that they had an obligation to create a single central bank.