Petunia is a debtor. her employer quantum investments, inc., her ex-husband rob, her alma mater state university, and timely credit company are her creditors.
for these parties, a petition in bankruptcy for relief through an individual’s repayment plan could be filed by:

a. petunia only.
b. petunia, her employer, or her creditors only.
c. petunia or her creditors only.
d. petunia’s employer only.

a. Petunia only

Explanation:

A petition for relief through an individual's repayment plan is a document filled out asking to pay off a debt by making small individual payments stretched out over a specific period of time, and can only be filled by the debtor and accepted by the creditors. Therefore it can only be filled out by Petunia.

answer/// equals both average variable cost and average total cost at their respective minimums;