Quizlert what risk does sarah run if she chooses a long-term care policy with a short benefit period of 2 years? the elimination need will be quite large and, if she needs care beyond 2 years, she will need to fund these costs from her own savings and investments. if she needs care beyond 2 years, she will need to fund these costs from her own savings or investments. the elimination need will be quite large. the cost of the policy will be higher than those with a longer benefit period.