Maria is going to take out a loan with a principal of $19,700. she has narrowed down her options to two banks. bank m charges an interest rate of 7.1%, compounded monthly, and requires that the loan be paid off in five years. bank n charges an interest rate of 7.8%, compounded monthly, and requires that the loan be paid off in four years. how would you recommend that maria choose her loan?
a.
bank m offers a better loan in every regard, so maria should choose it over bank n’s.
b.
maria should choose bank m’s loan if she cares more about lower monthly payments, and she should choose bank n’s loan if she cares more about the lowest lifetime cost.
c.
maria should choose bank n’s loan if she cares more about lower monthly payments, and she should choose bank m’s loan if she cares more about the lowest lifetime cost.
d.
bank n offers a better loan in every regard, so maria should choose it over bank m’s.

When calculating the bountiful returns that retirees allegedly would glean from stock investments, privateers use rosy projections about a continually booming market. but when predicting bankruptcy for social security, they switch to pessimistic projections of a low-growth economy with abnormally low payments into the fund. in fact, far from going broke, social security produces enormous surpluses. from __ to americans paid more in social security taxes than were paid out in benefits. according to the congressional budget office, the social security trust fund will remain solvent until at least social security is the only federal program that produces about $150 billion yearly surplus, the only program that shows every sign of being selfsupporting and solvent for over thirty years to come yet is repeatedly described by its enemies as being in danger of insolvency?

During january 2018, the following transactions occur: january 1 purchase equipment for $20,600. the company estimates a residual value of $2,600 and a five-year service life. january 4 pay cash on accounts payable, $10,600. january 8 purchase additional inventory on account, $93,900. january 15 receive cash on accounts receivable, $23,100 january 19 pay cash for salaries, $30,900. january 28 pay cash for january utilities, $17,600. january 30 firework sales for january total $231,000. all of these sales are on account. the cost of the units sold is $120,500. the following information is available on january 31, 2018. depreciation on the equipment for the month of january is calculated using the straight-line method. the company estimates future uncollectible accounts. at the end of january, considering the total ending balance of the accounts receivable account as shown on the general ledger tab, $4,100 is now past due (older than 90 days), while the remainder of the balance is current (less than 90 days old). the company estimates that 50% of the past due balance will be uncollectible and only 3% of the current balance will become uncollectible. record the estimated bad debt expense. accrued interest revenue on notes receivable for january. unpaid salaries at the end of january are $33,700. accrued income taxes at the end of january are $10,100

How does the plaintiff, mrs. wood, try to implicate the gun manufacturer ( who testifies, what do they say, what evidence is introduced)?