Javier recently graduated and started his career with dnlinc. dnl provides a defined benefit plan to all employees. according to the terms of the plan, for each full year of serviceworking for the employer, employees receive a benefit of 1.5percent of their average salary over their highest three years ofcompensation from the company. employees may accrue only 30 yearsof benefit under the plan (45 percent). javier works for dnl forsix years and three months before he leaves for another job. javier’s annual salary was $70,000, $80,000, $90,000, and $95,000for years 4, 5, 6, and 7 respectively. dnl uses a five-year cliffvesting schedule. determine javier’s annual benefit on retirement, before taxes.

the answer is risk management planning

the assumption the narrator makes in this excerpt is that the messages he heards were going to hurt the narrator's mom; the narrator just springs in to action. the narrator doesn't specify in this excerpt why he believes that the messages present a problem that requires protection.

a manufacturer of printed circuit boards uses exponential smoothing with trend to forecast monthly demand of its product. at the end of december, the company wishes to forecast sales for january. the estimate of trend through november has been 200 additional boards sold per month. average sales have been around 1000 units per month. the demand for december was 1100 units. the company uses α = 0.20 and β = 0.10. make a forecast including trend for the month of january.

answerthe above statement is false;