6. accessing funds in time deposit accounts is
a. restricted.
c. required on demand.
b. forbidden.
d. limited to bank employees.

B. forbidden.

Explanation:

A time deposit account is a special saving account that specifies the maturity date of deposits made. The accounts earns a higher interest than a regular savings account. The funds in a deposit account are expected to remain in the bank until maturity.

Withdrawing  from a time account before maturity is not allowed. Should a customer demands to withdraw before maturity, he or she is penalized. The penalty may be to pay a fee to the bank or to forfeit interest earned.

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