Mary is an african american woman who wanted to buy a home but did not qualify for a traditional mortgage. she had no choice but to take a high-interest rate loan, which initially she was able to afford but then the interest rates doubled, and she was forced to foreclose. mary likely had a(n) loan.

Security a has a higher standard deviation of returns than security b. we would expect that: (i) security a would have a risk premium equal to security b. (ii) the likely range of returns for security a in any given year would be higher than the likely range of returns for security b. (iii) the sharpe ratio of a will be higher than the sharpe ratio of b. (a) i only (b) i and ii only (c) ii and iii only (d) i, ii and iii