In the cas palmer v. champion mortgage palmer received a debt-consolidation loan from champion. when she signed the loan agreement, she also received the required tila disclosures. several day later palmer received copies of the documents and a notice of her right to cancel under tila which permitted her to cancel within three business dys of three different dates stated in the document. over a year later palmer filed to cancel the transaction claiming the time frames given to her in the tila disclosures were too confusing. the court held that palmer could?