Afew years back, dave and jana bought a new home. they borrowed $230,415 at a fixed rate of 5.49% (15-year term) with monthly payment that will allow dave and jana to pay off the loan in 12 years. (hint: break each monthly payment up into interest and principal [the amount that gets deducted from the balance owed]. recall that the monthly interest that is charged is just the monthly loan rate multiplied by the remaining loan balance.) if required, round your answers to two decimal places. if required, round intermediate calculations to two decimal places. pay off loan in years additional payment 12 years $ which option for prepayment if any, would you choose and why? the input in the box below will not be graded, but may be reviewed and considered by your instructor.