1. the spiritual expressions of hinduism range from extreme asceticism to extreme sensuality, from the heights of personal devotion to a deity to the heights of abstract philosophy, from metaphysical proclamations of the oneness behind the material world to the worship of images representing a multiplicity of deities. explain these seeming dichotomies in hinduism. why are there so many variations in this tradition? what connects the elements of the tradition over time?

You wish to retire in 13 years, at which time you want to have accumulated enough money to receive an annual annuity of $23,000 for 18 years after retirement. during the period before retirement you can earn 9 percent annually, while after retirement you can earn 11 percent on your money. what annual contributions to the retirement fund will allow you to receive the $23,000 annuity? use appendix c and appendix d for an approximate answer, but calculate your final answer using the formula and financial calculator methods.