You have clients john and anna in your office. they are married, both age 65. john and anna own 480 acres of farmland, worth about $1,500,000 plus approximately $500,000 other assets, mostly cash and investments. they have 3 adult children. two of the children are happily married and financially stable, but the third child, henry, is having financial problems and probably will be divorced within the next year. john and anna want advice about how to structure their estate plan, they ask specifically about gifting the assets to the children, establishing either a revocable or irrevocable trust, a life estate, or a transfer on death deed. while they want the children to share equally, they are concerned about henry's situation, and want protection from his soon to be ex spouse and his creditors. advise john and anna on what options they have.

The hawthorne works was a large western electric factory with 45,000 employees. during the 1920s and 1930s, hawthorne works was the site of some well-known industrial studies. in one of the studies, researchers investigated the impact of different working conditions on worker productivity. prior to the start of the study, researchers secretly measured workers' productivity for several weeks. then researchers chose two workers, who then chose their own teams. the teams were separated from the general workforce and completed their work in different experiment rooms where the researchers could observe them more easily. over a 5-year period researchers manipulated the structure of the workday for each team (number and duration of breaks and number of hours per shift). for each of these changes in working conditions, the researchers measured the effect on productivity. for some conditions, such as frequent short breaks, workers rebelled by intentionally decreasing productivity.why did the researchers secretly measure the workers' productivity before creating the two treatment groups? a, to create similar treatment groups so that a cause-and-effect relationship could be establishedb, to draw conclusions about the productivity of all workers in the plant based on the test groupsc, to directly control for confounding variablesd, to provide a baseline for measuring worker productivity

Overspeculation and a decrease in consumer confidence are both leading factors of: ?

On analyzing her company’s goods transport route, simone found that they could reduce transport costs by a quarter if they merged different transport routes. what role (job) does simone play at her company? simone is at her company.