Which of the statements about sub prime lending is false? subprime lending occurs when financial institutions issue loans to individuals who are less likely to be able to repay their loan than individuals who meet a set of standards. if a home owner is unable to afford the mortgage payments, the homeowner can always pay off the mortgage by selling the home. the risks associated with subprime lending increase as the likelihood of falling home prices increase. before the 2008 financial crisis, financial institutions increased the number of subprime loans they issued as home prices continued to rise.

Which of the following is true about presentation methods for providing training? audiovisual techniques are most effective when they are used alone. mobile technologies include training methods such as on-the-job training, simulations, business games and case studies, behavior modeling, interactive video, and web-based training that require the trainee to be actively involved in learning. the typical users for teleconferencing include employees who are part of a workforce that spends most of its time traveling, visiting customers or various company locations and has limited time available to spend in traditional training activities. webcasting involves classroom instructions that are provided online through live broadcasts. classroom instruction is no longer a popular training method because of new technologies such as interactive video and computer-assisted instruction.