Which of the following things can you get a lower interest rate when you receive a loan

a low credit score
b a history of defaulting
c using all of your available credit
d collateral

I believe the answer is: D. Collateral

Collateral refers to the assets that you owned that can be taken by the credit providers in case you fail to fulfil your credit obligation.When you provide collateral, the credit providers would had less risk in providing you with the credit, which will lower your interest rate

answer; the correct answer should be (demonstrations); good luck

answer; niosh, the national institute for occupational safety and health;