The interest rate a company pays on 1 year, 5-year, and 10-year loans if a function of a 1) its current ratio, prior-year cash flow from operations, total debt-to-assets ratio, and prior-year interest-coverage ratio 2) its credit rating 3) its pro-year market share of global footwear sales and whether the company has been profitable for three consecutive years 4) its credit rating and the length of the term over which repayment is scheduled to occur 5) its current ratio, its balance sheet strength, and its cash flow from operations for the past two years