Which of the following is not true concerning the notice of claim and claim forms in a health policy? a) notice provided to any authorized agent of the insurance company is considered to be proper notification to the insurer. b) if the insurer fails to send the insured claims forms within 15 days after the insured gives notice of claim, the insured must submit written proof of the loss. c) notice to the insurer may be given by a beneficiary of the insured on the insured's behalf. d) the insured must file the notice of claim within 15 days or as soon after as reasonably possible.