Which of the following statements about credit scores is true?
credit scores reflect how likely individuals are to repay their debts.
credit scores range from the low 300’s to the mid 800’s.
each person has three credit scores.
all of the above.

All the above statements about credit scores are true

A credit scores refers to a statistical number used by financial institutions to evaluate individual ability to pay back their debts. In other words, a credit scores is used by lenders to evaluate individual creditworthiness.

Individual credit scores ranges from low's 300 to the mid 800's. Individuals that can maintain a higher credit score shows they are financially trustworthy.

The credit scores model was created by Fair Isaac Corporation also known as FISCO. The credit score model is used by lenders or financial institution to access customer’s ability to pay back their debts

A credit scores is a major factor that lenders put into consideration before they determine to offer credit to customers.

However, customers that have a low credit scores, especially a credit scores below 40 are classified as sublime borrowers.

All financial institutions have different ranges of credit scores but the average scores ranges by Fair Isaac Corporation are as follows:

The top 3 credit reporting agencies include

Individuals might need credit to access the following

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