If a project's discounted payback period is less than its useful life,
a. the terminal value of its future cash inflows is less than the future value of its initial cost
b. the present value of its future cash inflows is greater that the future value of its initial cost
c. the present value of its future cash flows exceeds its initial cost
d. its future cash inflows are less than its initial cost
e. its cost-recovery time should exceed the maximum cost-recovery time established by the firm

answer; it can vividly demonstrate product attributes and persuasively explain their corresponding consumer benefits;

answer/// product differentiation;

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.