Need ! ! i really need to pass! will give brainliest. needs to be answered before 3 hours are up. most answers need to be right.
question 1 (5 points)
investors who put their own money into a startup are known as
question 1 options:
a. mannequins.
b. obligators.
c. angels.
d. borrowers.
question 2 (5 points)
what kind of loan protects businesses in the case of an emergency?
question 2 options:
a. a mortgage loan
b. an automobile loan
c. a line-of-credit loan
d. an inventory loan
question 3 (5 points)
what type of loan uses real estate for security?
question 3 options:
a. a point of sale
b. a line of credit
c. a disclaimer
d. a second mortgage
question 4 (5 points)
if you're offered a no-interest loan, the amount of the loan should not exceed
question 4 options:
a. $2,000.
b. $25,000.
c. $60,000.
d. $100,000.
question 5 (5 points)
family members may lend you money based on
question 5 options:
a. obligation.
b. your sound business plan.
c. your strength of character.
d. guilt.
question 6 (5 points)
the "four c's of credit" are
question 6 options:
a. credit, character, capacity, and collateral.
b. credit, complexity, capacity, and cash.
c. credit, complexity, character, and collateral.
d. cash, complexity, comprehensiveness, and collateral.
question 7 (5 points)
with a(n) the full amount of the loan is received when the contract is signed, but only the interest is paid over the life of the loan. the principal is then paid on the date that the loan is due.
question 7 options:
a. retirement loan
b. balloon loan
c. line of credit
d. installment loan
question 8 (5 points)
the era of venture capitalists doling out large sums of money to startups is
question 8 options:
a. just beginning.
b. on the rise
c. over.
d. fading.
question 9 (5 points)
what happens if you pay off an installment loan early?
question 9 options:
a. you'll incur a prepayment fee.
b. the full interest will be charged regardless of when you pay off the loan.
c. the interest will be adjusted accordingly.
d. the interest will be doubled.
question 10 (5 points)
malik's grandfather has loaned him $110,000 toward opening a restaurant and has told malik that the loan is interest-free. why might this be a problem?
question 10 options:
a. the loan is for too much money.
b. malik shouldn't borrow money from his relatives.
c. the irs requires that all loans for more than $100,000 be at market-rate interest.
d. the irs will charge malik a transaction fee.
question 11 (5 points)
the federal gift tax applies to all gifts over
question 11 options:
a. $2,000.
b. $10,000.
c. $14,000.
d. $18,000.
question 12 (5 points)
which of the following should be considered last when searching for financing?
question 12 options:
a. family members
b. banks
c. commercial finance companies
d. credit cards
question 13 (5 points)
if a loan is risky and extends for more than a year, the lender may ask for
question 13 options:
a. collateral.
b. a signature.
c. an escrow account.
d. additional payments.
question 14 (5 points)
getting a loan you have to repay is known as
question 14 options:
a. equity financing.
b. debt financing.
c. amortized lending.
d. irrevocable trusts.
question 15 (5 points)
which of the following is a reason to approach smaller banks for a business loan?
question 15 options:
a. their criteria for approving a loan are much less stringent than those for larger banks.
b. they emphasize personal relationships and may give more weight to personal attributes.
c. they have lower fees.
d. they grant larger loans.
question 16 (5 points)
which of the following involves trading partial ownership interests for capital?
question 16 options:
a. equity financing
b. debt financing
c. partnership financing
d. corporate financing
question 17 (5 points)
which of the following is a potential danger of offering common stock to investors?
question 17 options:
a. it doesn't allow the entrepreneur to raise enough money.
b. the stock can't be valued effectively.
c. if an investor gets enough common shares, the investor can take control of the company.
d. the stocks can't be redeemed for a set time period.
question 18 (5 points)
which of the following is the number one method of financing for most new businesses?
question 18 options:
a. investment capital
b. self-financing
c. previous business sales
d. lottery winnings
question 19 (5 points)
when determining your business's initial cash needs, you should determine how much money you'll need to live on for the first of your business's operations.
question 19 options:
a. 1 to 3 months
b. 1 to 6 months
c. 6 to 12 months
d. year
question 20 (5 points)
most angel investors expect a return on investment of
question 20 options:
a. 20% to 25% over 5 years.
b. 15% to 20% over 5 years.
c. 75% over 10 years.
d. 100% over 5 years.