The fair debt collection practices act attempts to ensure that creditors are always paid by debtors. true false

False

Explanation:

The Fair Debt Collection Practices (FDCP) act of 1977 protects debtors from deceptive or incorrect practices when debt is collected especially from third party debt collectors. The FDCP states that:

The debts included under this act are credit card debt, auto loans, medical bills, student loans, mortgage, and other household debts. Collectors can only contact debtors between 8 a.m. to 9 p.m., and they cannot contact a debtor at work. Collectors cannot contact anyone else related to the debtor regarding the debtor's debt. Collectors cannot harass the debtor, e.g. insult or make threatsCollectors cannot lie to the debtor, e.g. lie about who they are, say that the loan's amount has increased  Collectors can only take money form a paycheck if they have a court order that authorizes them

In the 10th grade, i was teamed up in a group of four. our project was on modern history. altho it seemed super hard for many of us. patrick fleming  took charge and showed us the understanding of this project.  his leadership showed great ethics and it taught me, personally, how to others understand, not just to show them, but explain it thoroughly. and altho he was a great teacher i would have changed a few things. one being his attitude. many times he would get frustrated and impatient with the group.  i think  a leader i would have done exactly  what he did but with much more patience and be there more to explain. such as lunch  learning. and giving everybody a chance to try to explain it in their  head.