One of the biggest mistakes new business owners make is

choosing the wrong location

failing to plan for taxes

underestimating personal expenses

underfunding the business

Underestimating personal expenses

Explanation:

Be sure to include all annual, quarterly, and monthly expenses, including your rent or mortgage; car payments, car insurance and gasoline bills; credit cards with outstanding balances; gym membership; grocery bills; and everything else you’ll spend money on in the coming year. Underestimating personal expenses is one of the biggest mistakes a new business owner can make. If you slip into the red, chances are your business will, too. Its in the book :)

15 pounds of apples and 6 cups of flour

the answer is true.  i do believe this is the answer because of the amount of wrecks people get into each year.  if you double this with avoiding those so said wrecks, that would make you a "skilled" driver.