Most people prefer to pay health insurance premiums rather than pay out-of-pocket for medical expenses because people are cautious and believe they are less likely to get sick if they have health-insurance coverage. doctors and hospitals always provide better care to people who have health insurance. people still feel more secure with a health insurance policy, even though out-of-pocket costs are often lower. medical costs can be extremely high, and insurance is more affordable than paying out-of-pocket for a hospital stay.

medical costs can be extremely high, and insurance is more affordable than paying out-of-pocket for a hospital stay

Explanation:

Health insurance is the insurance of one's health against any unforeseen health challenge that might occur to the individual. Health insurance have a lot of advantages like having access to routine medical checks, treatment of major medical illness and also access to preventive medical services. health insurance enables individuals to have world class treatments without bearing the extremely high costs that come with medical emergencies. health insurance covers expenses like domiciliary expenses, ambulance charges and a hospital stay by the sick patient who have a health insurance policy.

answer; customers within the organization