Choose all that apply. identify tips that you save. -if you receive cash as a gift, save at least part of it. -pay your bills on time to avoid late fees and finance charges. -use direct deposit or set up your account to automatically transfer money directly into savings. -save any extra money you get as a raise or bonus from your employer. -when you get a tax refund, save it. -if your employer offers a retirement plan, join it. -avoid debt.

Spartan credit bank is offering 7.5 percent compounded daily on its savings accounts. you deposit $5,900 today. a. how much will you have in the account in 4 years? (use 365 days a year. do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. how much will you have in the account in 12 years? (use 365 days a year. do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) c. how much will you have in the account in 19 years?