Agood first step to understanding any kind of text is to

A good first step to understanding any kind of text is to figure out what the purpose of the text is, the context and subject it is being used for. When trying to understand a text of any kind, make sure you understanding its origin. You need to figure out what the text refers to and how you can make sure you read it in the direct way it was intending.

answer makes less frequent trips to the bank and firms make less frequent price changes;