Introductory aprs can lower the total amount paid on a credit card balance, but what happens after the rate increases? suppose you were trying to decide between two credit card offers. one offers 0% apr for the first 6 months, then increases to 20%. the second offer has no introductory rate, but an ongoing 16% apr. which is the better deal? what factors would you consider to make your decision?

There are many factors to consider in this case. Factors to include: limit of credit card, how much money is needing to be put on it, will you have it all paid off by month 6? All of these will help determine which card to get, if the money will not be paid off by the time interest starts accuring, it is better to get the credit card with a smaller interest amount because you will pay less in interest in the long run.

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i just had a test with that question

rational decision making is a multi-step process for making choices between alternatives. the process of rational decision making favors logic, objectivity, and analysis over subjectivity and insight. the word “rational” in this context does not mean sane or clear-headed as it does in the colloquial sense.

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