How do you start abank account and what do you need to do so

Almost every bank requires you to present a valid, government-issued photo ID when opening a checking account. This verifies you are who you say you are and allows the bank to match your name to your face. The most common form of government-issued photo ID is a driver's license; if you lack one because you do not drive, you can go to most Department of Motor Vehicles, or DMV, locations and receive an identification-only ID on the spot. To get this ID, you must bring a birth certificate or valid passport and proof of address to the DMV.Banks also require you to have either a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) to open a checking account. If you have a SSN, bring your Social Security card with you to the bank so it can verify the document. Otherwise, bring proof of your ITIN. If you have neither a SSN or ITIN, you can apply for an ITIN by filling out and submitting Form W-7 to the Internal Revenue Service (IRS).You also need to bring something that verifies your current address. While a few banks allow you to open a checking account using a post office box, most require you to include a physical address on the account.An acceptable proof of address is any current, official document on which your name and your address are both clearly printed. Your most recent utility bill or cable bill should suffice; if you no longer receive paper bills from these companies, a billing statement printed from your online account also works. Other options to prove your address include a recent mortgage statement or a lease agreement signed by you and your landlord.

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~courtney

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