According to the credit card accountability, responsibility, and disclosure act of 2009, credit cards must now disclose all of the following except: a. how much interest will be paid if only minimum payments are made. b. 45-day notice of interest rate increase. c. length of grace period, length of billing cycle, and the apr. d. how long it would take to pay the total balance due if only minimum payments are made.

According to the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, credit cards must now disclose all of the following except: how long it would take to pay the total balance due if only minimum payments are made.  The other options pertain to information that must now be disclosed by credit card company's to their users. The other options let a user know what they should expect to pay if they only pay the minimum payments, if their interest on the card is going to rise they must let them know within 45 days so that they have time to prepare.