Excess fat represents a greater risk to health than excess fat elsewhere on the body. under the skin around the hips deep within the abdomen deep within the shoulders under the skin of the chest

Excess fat deep within the abdomen represent a greater risk to health than excess fat elsewhere on the body. Excess body fatness is associated with an increased risk of some cancers and gall bladder diseases mostly in women. Visceral fats has been linked to metabolic disturbances and increased risk of cardiovascular disease and type 2 diabetes. In women it is also associated with breast cancer and the gall bladder diseases. 

The short-term effect of tar on the body is increased blood pressure.