What is the structure of the cell wall

Why has two different alleles for the same trait?

During crossing-over, a. genetic material is exchanged between nonsister chromatids, resulting in new combinations of alleles. b. nonsister chromatids from each homologous chromosome of a tetrad are exchanged, resulting in new combinations of alleles. c. one homologous chromosome of a tetrad is exchanged with another tetrad, resulting in new combinations of alleles. d. sister chromatids from each homologous chromosome of a tetrad are exchanged, resulting in new combinations of alleles. e. genetic material is exchanged between sister chromatids, resulting in new combinations of alleles.

Which individual below would be considered heterozygous? a.dd b.dd c.dd