Why do you think it is generally to be riskier to live near plate boundaries than in the middle of plates

Natural hazards

Most earthquakes and volcanic eruptions do not strike randomly but occur in specific areas, such as along plate boundaries. One such area is the circum-Pacific Ring of Fire, where the Pacific Plate meets many surrounding plates. The Ring of Fire is the most seismically and volcanically active zone in the world.

Earthquakes

Because many major population centers are located near active fault zones, such as the San Andreas, millions of people have suffered personal and economic losses as a result of destructive earthquakes, and even more have experienced earthquake motions. Not surprisingly, some people believe that, when the "Big One" hits, California will suddenly "break off" and "fall into the Pacific," or that the Earth will "open up" along the fault and "swallow" people, cars, and houses. Such beliefs have no scientific basis whatsoever. Although ground slippage commonly takes place in a large earthquake, the Earth will not open up. Nor will California fall into the sea, because the fault zone only extends about 15 km deep, which is only about a quarter of the thickness of the continental crust. Furthermore, California is composed of continental crust, whose relatively low density keeps it riding high, like an iceberg above the ocean.

Explanation:

https://pubs.usgs.gov/gip/dynamic/tectonics.html

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