Most european and u. s. psychotherapies are based upon a(n) cultural orientation rather than a(n) cultural orientation.

Most European and U.S. psychotherapies are based upon an individualistic cultural orientation rather than a collectivistic cultural orientation. 
Generally,  Westerners are all about individualism and how each person should pursue his or her own happiness, regardless of what is good or bad for the entire society. This is quite the opposite of the Eastern cultures of China, Japan, etc. who are a collectivistic society, meaning that the group is what matters rather than the individual. 

Perhaps saving more money for their retirement and getting better life insurance for jackie. and trying to spend less money on unnecessary expenses always . 

"i will have the report ready for you review by the end of the day." it is quick and to the point we have an appointment at 3: 00. emphasized great to see how this person is feeling