1 of 10 Which statement best describes how federal student loans are different
than private student loans?
Federal loans require a cosigner and some type of collateral.
Federal loans look at your credit history carefully and have variable interest
rates
Federal loans always have a fixed interest rate and you qualify regardless of
your credit score.
O Federal loans are administered by the institute of higher education, which is
why their rates are better.

Federal loans always have a fixed interest rate and you qualify regardless of your credit score

Explanation:

The difference between a federal student loan and private students loan

Federal student loan interest rate is usually lower than the interest rate for private loans and are fixed and are usually much less than private student loans and interest rate on credit card

Qualification for a federal student loan does not require a credit check, with the exception of the Parent Loan for Undergraduate Students (PLUS) which require a credit check to determine eligibility.

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